Patients must have a PPO, Medicare or major medical plan to allow referral and access to specialists, hospitalization and emergency care. Discuss pre-tax opportunities with your accountant, insurance company, human resource or employee benefits representative.

1 Personal Health Plan
Allows privately or self-insured individuals to purchase the 121MD plan as an efficient complement to standard insurance. You may want to consider a high deductible, low premium plan.

2 Employee Cafeteria Option
Allows employees the option to purchase the 121MD plan (with pre-tax dollars) as an addition to general medical benefits provided by their employer. Pre-paid medical premiums, similar to pre-paid dental plans, may be an opportunity for the savvy employer.


3 Executive/Employee Benefit
Allows companies to distribute funds allocated for health care services directly to their employees as a premium benefit.

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